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Not for crypto / Web3
→ Compare launch routesVirtual-asset activities need a VARA / FSRA / DIFC licence; this zone doesn't issue one.
Not for F&B
→ MainlandRestaurants, cafés, cloud kitchens need a mainland DED foodservice licence. Free zones don't issue these.
Not for clinics
→ DHCCDHA-regulated medical/clinical activity requires Dubai Healthcare City (DHCC).
Visa cap: 8
→ Browse higher-cap zonesPlanning a team of 9+? You'll hit this zone's visa cap. Compare SRTIP, IFZA, RAKEZ, or another launch route with the right visa capacity.
Ajman · Free Zone
First-party verifiedAjman Free Zone
AED 4,888 NuVenture · AED 10,800 with visa · installment payments (unique)
2d est.
Licence pace
8
Visa quota
3500+
Activities
6/10
Bank score
Established in 1988 and operated by the Free Zones Authority of Ajman (FZA), Ajman Free Zone is Formenzo's clearest entry-price launch route. NuVenture starts at AED 4,888 for a zero-visa licence with up to 5 activities, while the 1-Visa Package starts at AED 10,800 for founders who need residence. AFZ also supports installment payments through 2, 3, or 6 post-dated UAE cheques, giving cash-flow-sensitive founders a transparent way to start. The route supports 3,500+ permitted activities, visa add-ons, flexi-desk and office options, onsite accommodation, and tracked portal onboarding from quote to renewal.
Starting from
VerifiedAED 4,888
AFZ zero-visa package · 1 year
Includes: Zero-visa package — business licence, up to 10 activities, certificates, lease agreement, bank letter
AED 4,888 zero-visa · AED 10,800 with 1 visa · 10 activities
Established 1988 — the second-oldest UAE free zone. 20,000+ companies from 145+ countries, 3,500+ permitted activities with up to 10 activities per licence. The final schedule shows full-advance, PAYG, installment, renewal, upgrade, and multi-year price ladders, so customers see the real path before onboarding.
Cheapest UAE launch route · final package schedule
AED 4,888 zero-visa — 10 activities, zero visa
The final schedule shows AED 4,888 for zero visa and AED 10,800 for the 1-visa all-inclusive package. It also gives PAYG, installment, renewal, upgrade, and multi-year prices, so the customer can compare the real cost before starting.
What does Ajman Free Zone cost in 2026?
From AED 4,888
AFZ publishes 6 tier-based packages — from the zero-visa, 1-visa, 2-visa, 3-visa, installment, and multi-year packages. These are the customer-facing choices we should show first.
Flagship
Zero-Visa Package
Cheapest UAE free zone licence — no visa, up to 10 activities
AED 4,888
Published AFZ rate
Up to 10 activities
Best low-cost visa route
1-Visa All-Inclusive
Licence + 1 UAE residence visa
AED 10,800
Published AFZ rate
Up to 10 activities
Founder + partner package
2-Visa All-Inclusive
Licence + 2 UAE residence visas
AED 16,200
Published AFZ rate
Up to 10 activities
Small-team package
3-Visa All-Inclusive
Licence + 3 UAE residence visas
AED 20,700
Published AFZ rate
Up to 10 activities
Payment-plan option
1-Visa Installment
Same 1-visa route with installment pricing
AED 12,000
Published AFZ rate
Up to 10 activities
Lower renewal friction
2-Year 1-Visa
Multi-year full-advance package
AED 20,700
Published AFZ rate
Up to 10 activities
Visas & government fees
AED 5,912 package delta · e-visa in 48–72 hours
The 1-visa all-inclusive route is AED 10,800. Compared with the zero-visa package, the visible package delta is AED 5,912. PAYG 1-visa total is AED 12,888.
Workspace · flexi-desk to executive office
Flexi AED 5,500–AED 9,500 · Smart AED 10,000–AED 15,000 · Executive AED 14,000–AED 25,000+
Flexi-desk AED 5,500–9,500/yr (business address + mail handling, 1–2 visas). Smart Office AED 10,000–15,000/yr (semi-private, growing teams). Executive Office AED 14,000–25,000+/yr (private furnished, multi-visa). Short-term warehouses from 100 sqm — VAT exempt, 24/7 security, free office space included.
Installment advantage
Only UAE free zone accepting 2, 3, or 6 installment payments
The final installment schedule keeps the zero-visa package at AED 4,888, prices 1 visa at AED 12,000 and 2 visas at AED 18,000, then scales up to 10 visas. This lets customers compare full advance versus installment before committing.
Invoice transparency · AFZ
What lands on your invoice. Line by line.
Every fee, in the order it hits. No “admin” tax, no hidden markup — Formenzo's margin is the zone's channel-partner commission, not a line on your invoice.
0 visas · licence only
- AFZ licenceAED 4,888
- Gov + authority adminBundled
- Formenzo partner supportIncluded
1 visa · founder
- AFZ licenceAED 4,888
- Entry permit × 1AED 2,810
- Medical + EID × 1AED 820
- Gov + authority adminBundled
- Formenzo partner supportIncluded
2 visas · partners
- AFZ licenceAED 4,888
- Entry permit × 2AED 5,620
- Medical + EID × 2AED 1,640
- Gov + authority adminBundled
- Formenzo partner supportIncluded
Visa bundle uses AFZ-standard rates. Final visas stamped per applicant; typing-centre and translation fees are only added when they actually occur and billed at cost (usually AED 0 for English-passport applicants, AED 100–200 otherwise).
Banking reality · AFZ
The real bank-approval picture for a AFZ licence.
Channel-partner outcomes by passport bucket, over the last 90 days. “Limited” means the bank rarely approves this combo — we'll re-route you rather than waste your time.
| Bank | IN / UK / PH Low friction | PK / BD / NG Enhanced DD | RU / IR / SY Sanctions screen | US FATCA disclosure | Days |
|---|---|---|---|---|---|
| Wio | Strong | Limited | Limited | Standard | 5–7 |
| Mashreq NeoBiz | Strong | Enhanced DD | Enhanced DD | Standard | 10–14 |
| Emirates NBD | Standard | Enhanced DD | Limited | Enhanced DD | 14–21 |
| RAKBANK | Strong | Enhanced DD | Limited | Standard | 12–18 |
| CBI | Standard | Enhanced DD | Enhanced DD | Enhanced DD | 14–25 |
| ADCB | Standard | Enhanced DD | Limited | Standard | 18–21 |
Outcomes are directional channel-partner patterns, not a guarantee for any specific applicant. “Days” = typical bank review time after licence issuance and clean KYC documents.
Banking partners
Banking routes commonly reviewed for AFZ companies, with final decisions subject to each bank's KYC and risk review.
Banking-review estimate
21 days
after licence issuance; subject to KYC
Formenzo setup timeline
Day-by-day what we deliver end-to-end, from signed engagement to bank-file routing.
Initial approval
We file your application with the Free Zone authority.
~1 day
License issued
Trade license + Establishment Card in hand. You can sign contracts.
~1 day
Investor visa
Entry permit → medical → Emirates ID → stamping.
~10 days
Bank file routed
Clean KYC pack prepared and routed; final onboarding remains subject to bank review.
~9 days
AFZ — frequently asked questions
Quotable, answer-first, optimized for AI search (Perplexity, ChatGPT, Google AI Mode).
How much does a AFZ license cost in 2026?
+
A Ajman Free Zone (AFZ) starts from AED 4,888 in 2026. Zero-visa package — business licence, up to 10 activities, certificates, lease agreement, bank letter. Add one investor visa and the customer-facing 1-visa route is AED 8,518 before any case-specific authority extras.
How long does AFZ company setup take?
+
AFZ publishes a typical licence-issuance estimate of 2 business days after initial approval (1 day). A residency visa adds an additional immigration stage. Banking preparation and review add another case-specific stage. Timelines vary by authority, immigration, document readiness, and bank risk review.
How many visas can I get with AFZ?
+
AFZ default package includes 2 visas, and the maximum allowed per license is 8. A 1-visa customer route is approximately AED 8,518 based on the current pricing schedule.
Which UAE banks open accounts for AFZ companies?
+
AFZ companies primarily bank with RAKBANK, Mashreq NeoBiz, Emirates NBD. Formenzo prepares the KYC pack, identifies missing items, and routes the application to a suitable bank. Bank outcomes vary by nationality, activity, source of funds, and full risk review.
What business activities does AFZ allow?
+
AFZ permits approximately 3,500 business activities. It is best suited for trading, general trading, ecommerce, consulting. Activities not allowed include restaurant, retail physical — these require a UAE Mainland license.
Can I form a AFZ company without visiting the UAE?
+
Yes — AFZ formation is fully remote through Formenzo. We handle document collection, trade name reservation, MOA drafting, and submission without a UAE visit. You only come to the UAE for one day to complete the medical fitness test and Emirates ID biometrics — and only if you want a residency visa. The trade license itself can be issued with zero travel.
Is AFZ eligible for 0% UAE Corporate Tax?
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Yes. AFZ is a recognized UAE Free Zone, so companies qualifying as a Qualifying Free Zone Person (QFZP) can maintain a 0% Corporate Tax rate on qualifying income. Non-qualifying income is taxed at the standard 9% above AED 375,000. AFZ companies must register with the Federal Tax Authority within 3 months of incorporation — Formenzo handles this filing.
Why choose AFZ over other UAE Free Zones?
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AED 4,888 NuVenture · AED 10,800 with visa · installment payments (unique). NuVenture AED 4,888 — cheapest UAE free zone licence. 1-Visa Package AED 10,800 — cheapest visa-bundled channel-partner rate. Banking readiness score: 6/10. Published licence pace: 2 days, subject to document and authority review. Starting cost: AED 4,888. Run Formenzo's 60-second match to compare AFZ against indexed UAE formation options based on your nationality, budget, and business activity.
Other Ajman Free Zones
Compare AFZ with other options in the same emirate.
IFZA
Best balance of price, speed, and Dubai address
SHAMS
LLC without the 'FZ' — 4-hour formation for media & creative entrepreneurs
SRTIP
R&D + innovation park — 5 activities per licence, free R&D grant available
Masdar City
Sustainability-focused free zone — cleantech, AI, space tech
Ready to form your AFZ company?
Run the 60-second match. We'll prepare your docs, file with AFZ, and track the case-specific licence timeline.